Home Feminism and Finances Podcast 06 – Should you Combine Finances in a Relationship? An Honest Talk.

Podcast 06 – Should you Combine Finances in a Relationship? An Honest Talk.

by Charles
separate vs combing finances in a relationship

The money talk every couple needs to have. Should you combine finances in a relationship when previously you have kept everything seperate? What if one of the partners has a large amount of debt? What if one person makes more than the other?

These are the very same questions we talk about in this episode. What makes matters worse is each of our own ingrained ideas about money growing up and how that upbringing has caused some emotional money issues. Join us for this raw and vulnerable conversation and what our own conclusions are with these barriers in place.

Now in iTunesStitcher,  Google Play and everywhere else podcasts are found.

Topics Covered:

  • Being in a relationship for 6 years.
  • The legality of money with a non-married couple
  • Emotional ties to money
  • Income disparity between partners
  • How we currently separate finances
  • What does combining finances look like?

Referenced Links:

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6 comments

Tread Lightly, Retire Early April 13, 2018 - 6:49 pm

How do couples combine finances with marriage? Get married at 21 when neither of you have any assets 😂 Oh, and we still do have separate accounts as well as our joint ones.

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Charles April 13, 2018 - 7:53 pm

Maybe that’s the secret, if so we sure failed that one haha. We are thinking of a similar setup just a matter of planning it out.

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Tread Lightly, Retire Early April 14, 2018 - 6:05 am

Yeah, I’m certain it gets a lot more complicated when there’s more to combine.

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Sam May 8, 2018 - 11:39 am

Hey guys! Thanks for this and for sharing, super relatable! I enjoyed listening to you guys work through it as my boyfriend and I are actually in a very similar situation having been together almost 10 years and living together for 4 (also in PDX btw!) We are not married and still keep our finances very much separate but eventually need to start the process of combining as basically everything is a shared expense now. It definitely gets tricky with varying debt/income disparity/spending habits/money control complex (of mine) so I totally understand hesitations. Best of luck to you!

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Charles May 8, 2018 - 12:48 pm

Hi Sam, thanks for sharing. It is a very tricky transition and one we are still working on. I think having the initial talk was the hardest step but getting it all out there makes it that much easier to follow through with the next steps. It’s always comforting to hear we’re not alone and I hope you and your boyfriend can work it out. Thanks again for the good luck wishes, we will be using them 🙂

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Jaye December 20, 2018 - 8:09 am

What struck me most about this discussion was Charles’ declaration that he wants to help Bethany. My heart melted because I think that he deep down really means it, and that’s what I believe about people in general too–they want to help one another.

I wish you two luck with this! My partner and I have combined finances (for “needs”) and separate finances (more for “wants”). So I don’t think it always has to be combined or not combined, it’s what fulfills your needs as a couple. Thanks for the conversation!

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